used cars: New Cars become Used Cars: Quotes: Reason Why we need Car/Auto Insurance?

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used cars: New Cars become Used Cars: Quotes: Reason Why we need Car/Auto Insurance?, used cars, used car, used cars for sale, used car values, cheap cars for sale, used trucks for sale, best used cars, used cars for sale by owner, used car dealerships, blue book value for used cars, used car parts, used car prices, auto insurance quotes, auto insurance quotes comparison, auto insurance companies, cheap auto insurance, car insurance quotes, compare car insurance quotes, free car insurance quotes, new, used, car, cars, 2013, 2014, auto, health, insurance, quotes, used cars: New Cars become Used Cars: Quotes: Reason Why we need Car/Auto Insurance? In 1930, the UK government introduced a law that required every person who used a vehicle on the road to have at least third party personal injury insurance. Today, UK law is defined by the Road Traffic Act 1988, which was last modified in 1991. The Act requires that motorists either be insured, have a security, or have made a specified deposit (£500,000 as of 1991) with the Accountant General of the Supreme Court, against their liability for injuries to others (including passengers) and for damage to other persons' property, resulting from use of a vehicle on a public road or in other public places.
It is an offense to use a car, or allow others to use it, without the insurance that satisfies the act whilst on the public highway (or public place Section 143(1)(a) RTA 1988 as amended 1991); however, no such legislation applies on private land. Road Traffic Act Only Insurance differs from Third Party Only Insurance (detailed below) and is not often sold. It provides the very minimum cover to satisfy the requirements of the Act. For example Road Traffic Act Only Insurance has a limit of £1,000,000 for damage to third party property -- third party only insurance typically has a greater limit for third party property damage. As a result of costly claims, insurance companies can now no longer place a limit on the amount that they are liable for in the event of a claim by 3rd parties against a legitimate policy. This can be explained in part by the Great Heck Rail Crash that cost the insurers over £22 million in compensation for the fatalities and damage to property caused by the actions of the insured driver of a motor vehicle that caused the disaster.
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The insurance certificate or cover note issued by the insurance company constitutes legal evidence that the vehicle specified on the document is insured. The law says that an authorised person, such as the police, may require a driver to produce an insurance certificate for inspection. If the driver cannot show the document immediately on request, and proof of insurance cannot be found by other means such as the Police National Computer, drivers are no longer issued a HORT/1. This was an order with seven days, as of midnight of the date of issue, to take a valid insurance certificate (and usually other driving documents as well) to a police station of the driver's choice. Failure to produce an insurance certificate is an offence. The HORT/1 was commonly known -- even by the issuing authorities when dealing with the public -- as a "Producer".
The Motor Insurers' Bureau (MIB) compensates the victims of road accidents caused by uninsured and untraced motorists. It also operates a number of Motor Insurance Databases, which contain details of every insured vehicle in the country and acts as a means to share information between Insurance Companies.
On 1 March 2011 the European Court of Justice in Luxembourg ruled that gender could no longer be used by insurers to set car insurance premiums. The new ruling will come into action from December 2012.[citation needed] auto insurance companies, cheap auto insurance, car insurance quotes, compare car insurance quotes, free car insurance quotes, new, used, car, cars, 2013, 2014, auto, health, insurance, quotes, used cars, used car, used cars for sale, used car values, cheap cars for sale, used trucks for sale, best used cars, used cars for sale by owner, used car dealerships, blue book value for used cars, used car parts, used car prices, auto insurance quotes, auto insurance quotes comparison, used cars: New Cars become Used Cars: Quotes: Reason Why we need Car/Auto Insurance?
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used cars: New Cars become Used Cars: Quotes: Reason Why we need Car/Auto Insurance?

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